Flexible Financial Options for Your Future

Choose the Plan That Best Fits Your Needs

Before becoming a resident of Prairie Landing, you will have the opportunity to select a residency agreement with the financial plan that best suits your situation and preferences. Our goal is to provide you with flexible and transparent financial options, ensuring peace of mind as you transition into our vibrant community.

Continuing Care Residency Agreement

Residents who enter Prairie Landing under a continuing care residency agreement pay an initial one-time entrance fee and a monthly service fee throughout their residency.

The terms and benefits of the various continuing care residency agreements are the same with the exception of the fees charged and the refund policies. The monthly service fee is the same for both the Declining Refund and Return of Capital plans.


All continuing care agreements provide:

  • Access to health care services through the Towne House, should the need arise.
  • Flexible dollars to use for health care or supportive services
  • Access to all the services and amenities available at The Towne House
  • The opportunity to apply for charitable care if your financial resources are exhausted through no fault of your own
  • A medical tax deduction (calculated annually) for a portion of entrance fees and monthly services fees. Please note that the entrance fee deduction can only be taken one time.

Return of Capital Option

Under this option, if you should move permanently from Prairie Landing at any time, up to 80% of the entrance fee would be refunded to you or your estate as per the terms of the residency agreement.

Declining Refund Option

With this option, should you move permanently from Prairie Landing, the potential refund is based on 90% of the entrance fee and declines each month of residency until it is fully exhausted at the end of 48 months, as per the terms of the residency agreement.

Frequently Asked Questions

Prairie Landing offers flexible financial plans tailored to suit different needs. Residents can choose between a Return of Capital plan and a Declining Refund plan. Both options involve an initial entrance fee and a monthly service fee, with differences in refund structures if you leave the community.

Our Continuing Care Residency Agreement includes priority access to on-site health care, flexible funds for healthcare or supportive services, access to services and amenities at The Towne House, and the option to apply for charitable care if you experience unforeseen financial difficulties. It also provides an annual medical tax deduction on a portion of entrance fees and monthly service fees.

With the Return of Capital Option, up to 80% of your entrance fee is refundable if you permanently leave Prairie Landing. This refund is processed according to the terms outlined in your residency agreement, either to you or your estate.

The Declining Refund Option offers a potential refund based on 90% of the entrance fee, which decreases monthly over a 48-month period. After 48 months, the refund is fully exhausted, as outlined in your agreement.

No, the monthly service fee is the same for both the Return of Capital and Declining Refund plans.

Flexible dollars provide you with a reserve to use for health care or supportive services if needed, giving you peace of mind about covering unexpected healthcare costs during your residency.

Yes, residents receive an annual medical tax deduction on a portion of both the entrance fee and monthly service fees. This deduction is calculated each year.

Prairie Landing offers a charitable care option for residents who have depleted their financial resources through no fault of their own, ensuring continuity of care and support.

Ready to Learn More?

Reach out to us for more information or find out if you pre-qualify by completing our quick questionnaire.